MarketInvoice Limited (company number 07330525) is registered at Floors 2-5, 48-50 Scrutton Street, London, EC2A 4XQ.
Copyright in the content of and the publications in this website are owned by MarketInvoice Limited or its licensors.
You may download and temporarily store one or more of the pages of this website for the purposes of viewing them. You may also print any of the publications in this website so long as each copy is a complete copy, no amendment is made to it and it is for use only within your organisation.
Any other storage, copying, transmission or distribution of the content of or the publications in this website is prohibited without the consent of MarketInvoice Limited. Please address requests to the London office.
Electronic links to this site are prohibited without the consent of MarketInvoice Limited. Please address requests to the MarketInvoice Limited London office or email email@example.com.
Every effort has been taken to ensure the accuracy of the information on this website, and the internet links established here. However, because of the nature of the medium and the risks of interruption and disruption, any and all liability which might arise from your use or reliance on the information or links contained on the website is excluded.
We do not endorse or accept any responsibility for any content on or software downloaded from any website linked from this website.
This legal notice and all issues regarding this website are governed by English law and any disputes arising hereunder will be subject to the exclusive jurisdiction of the courts of England and Wales. If you experience any problems with this site, please email firstname.lastname@example.org.
MarketInvoice Limited (“We”, “Us” and “Our”) are committed to protecting and respecting your privacy. We are registered under the Data Protection Act 1998 (“the Act”) with the Information Commissioner’s Office under registration reference Z2715796. All personal data provided by you through www.marketinvoice.com or through our online invoice discounting platform (our sites) is dealt with in accordance with the Act.
If you are dissatisfied with our use of your information or our response to any exercise of your rights you have the right to complain to the Information Commissioner’s Office.
As a peer-to-peer finance platform we collect information from you and from 3rd parties to allow us to perform our agreement with you and we may also need this information to carry out due-diligence on you for financial risk, fraud risk and anti-money laundering purposes. We also collect information from you when you visit our sites.
We may disclose information about you to 3rd parties where it is required in order for us to provide services to you, where we have a legal obligation to do so, or where you have given your consent. Please see the further information below.
Information we may collect from you includes the following:
You acknowledge that the information provided by you in any manner may amount to personal or sensitive data under the Act and by continuing to use our sites you give consent to your data being processed as set out in this statement.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
We use the following cookies:
You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our sites.
Information we hold about you may be used in the following ways:
We may share your personal information with any member of our group, which means any subsidiaries, ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.
We may share your personal, business or financial information with selected third parties including:
We may disclose your personal information to third parties:
In addition to the sections above dealing with the use and disclosure of your data, we will also disclose your business and personal data to credit reference agencies and fraud prevention agencies, where we have a legitimate interest in doing so. If you sign up as a Seller you will be notified of this during the application process.
If we discover that you have provided us with false or inaccurate information and fraud is identified, your details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.
We and other organisations may also access and use the information recorded with fraud prevention agencies to prevent fraud and money laundering for example, when:
We and other organisations may access and use from other countries the information recorded by fraud prevention agencies.
Please contact us if you want to receive details of the relevant credit reference agencies and fraud prevention agencies.
We use data and technology solutions to assess commercial and financial risks relating to applications for business finance and to make our business more efficient. This means that when you make an application on behalf of your business (as a Seller member of our platform) we may include your personal data in any risk models we use to assess that application.
If you are an officer or representative of a Seller, this means we may use your personal data to make an automated decision in respect of whether we offer business finance to a Seller. This processing is necessary for us to be able to offer the services under our agreement with your business.
Where we have given you (or where you have chosen) a password which enables you to access certain parts of our sites, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our sites; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. Alternatively, you can also exercise the right at any time by contacting us at email@example.com.
Our sites may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. We reserve the right to make a small administrative charge to cover our costs of doing this. Your exercise of this right is subject to certain exemptions to safeguard the public interest (e.g. the prevention or detection of crime) and our interests (e.g. the maintenance of legal privilege). If you exercise this right we will check your entitlement and respond in most cases within the required period, which is currently 40 days.
We will retain your personal data on our electronic systems for as long as long as is necessary to provide you with the services under our agreement with you (or with your business) or to enforce our rights under that agreement. We may continue to hold your personal data for up to 6 years after you or your business has ceased using our services to allow us to protect our rights in any legal or regulatory proceedings. We may retain deeds and other security documents containing personal data, such as personal guarantees or debentures, for up to 12 years after you or your business has ceased using our services.
Any hard copy documents containing your personal data will be destroyed securely using a 3rd party service provider once the document is no longer needed in hard copy. We may retain hard copies of legal documents (court documents, security documents and contracts) on our premises or in secure off-site storage provided by 3rd party service providers. The data retention periods for these documents will be either 6 years or 12 years, as set out above.
www.marketinvoice.com and our online invoice discounting platform are sites operated by MarketInvoice Limited (“We”, “Us” and “Our”). We are a private limited company registered in England and Wales under company number 7330525 and have our registered office and principal place of business at Floors 2-5, 48-50 Scrutton Street, London, EC2A 4XQ.
We are registered with the Information Commissioner’s Office under registration reference Z2715796.
We may update our sites from time to time, and may change the content at any time. However, please note that any of the content on our sites may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our website, or any content on them, will be free from errors or omissions.
Our sites are made available free of charge.
We do not guarantee that our sites, or any content on them, will always be available or be uninterrupted. Access to our sites is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our sites without notice. We will not be liable to you if for any reason our sites are unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our sites.
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at firstname.lastname@example.org.
We are the owner or the licensee of all intellectual property rights in our sites, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our sites for your personal use and you may draw the attention of others within your organisation to content posted on our sites.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our sites must always be acknowledged.
You must not use any part of the content on our sites for commercial purposes without obtaining a licence to do so from us or our licensors.
The content on our sites is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our sites. In particular, the materials appearing on our website do not constitute financial or investment advice.
Although we make reasonable efforts to update the information on our sites, we make no representations, warranties or guarantees, whether express or implied, that the content on our sites is accurate, complete or up-to-date.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our sites or any content on them, whether express or implied.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
If you are a business user, please note that in particular, we will not be liable for:
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our sites or to your downloading of any content on it, or on any sites linked to it.
We assume no responsibility for the content of websites linked on our sites. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
We do not guarantee that our sites will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform in order to access our sites. You should use your own virus protection software.
You must not misuse our sites by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our sites, the server on which our sites is stored or any server, computer or database connected to our sites. You must not attack our sites via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our sites will cease immediately.
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link to our sites in any website that is not owned by you.
Our sites must not be framed on any other website, nor may you create a link to any part of our sites other than the home page.
We reserve the right to withdraw linking permission without notice.
If you wish to make any use of content on our sites other than that set out above, please contact email@example.com.
Where our sites contain links to other websites and resources provided by third parties, these links are provided for your information only.
We have no control over the contents of those websites or resources.
To contact us, please email firstname.lastname@example.org.
Thank you for visiting our sites.
On occasion, it may be necessary for MarketInvoice to take debit or credit card payments. To do so, we have partnered with Stripe, and can accept all of the following card types:
We only accept Credit/debit card transactions in GBP.
MarketInvoice will always seek your approval before taking a Credit/Debit card payment and operates a strictly no refunds policy on all Credit/Debit card payments.